You use the PaymentMeans element to specify the payment details. You can specify information such as:

The types of payment
The ID of the payment
The details of the Payee's financial institution

Elements

PaymentMeans elements

Element	Cardinality	Description
Payment Means Group (`Invoice/PaymentMeans`)		Group of elements that models information about how the payment was made.
Payment Means Code (`Invoice/PaymentMeans/PaymentMeansCode`)		The code that represents the payment method. See UNCL4461 . This can be named in an attribute, for example: `<cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode>`
(`Invoice/PaymentMeans/PaymentID`)		The identifier of the payment.
(`Invoice/PayeeFinancialAccount`)		The Payee's bank account.
`Invoice/PayeeFinancialAccount/ID`		The identifier of the Payee's bank account.
`Invoice/PayeeFinancialAccount/Name`		The name of the Payee's bank account.
`Invoice/PayeeFinancialAccount/Name/ FinancialInstitutionBranch/ID`		The identifier for the Payee's bank or other financial institution.

PaymentTerms element

In addition, you can use the PaymentTerms element to specify the payment terms. More detail is provided in the Payment Terms topic.

Standard Values

The following standard values can be used to specify the payment means:

Format/Country	Value
EN 16931	UNCL 4461 . See EN 16931: Standard Values.
Denmark	UNCL 4461. See Denmark: Payment Means Code .
Netherlands	UNCL 4461 . See Netherlands: Payment Means Code .

Country-Specific configurations

Country-specific variations are explained in the following topics:

Examples

Credit Transfer

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode>
        <cbc:PaymentID>Snippet1</cbc:PaymentID>
        <cac:PayeeFinancialAccount>
            <cbc:ID>IBAN32423940</cbc:ID>
            <cbc:Name>AccountName</cbc:Name>
            <cac:FinancialInstitutionBranch>
                <cbc:ID>BIC324098</cbc:ID>
            </cac:FinancialInstitutionBranch>
        </cac:PayeeFinancialAccount>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>

Card Payment

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode name="Credit card">54</cbc:PaymentMeansCode>
        <cbc:PaymentID>9387439</cbc:PaymentID>
        <cac:CardAccount>
            <cbc:PrimaryAccountNumberID>123236</cbc:PrimaryAccountNumberID>
            <cbc:NetworkID>VISA</cbc:NetworkID>
            <cbc:HolderName>Card holders name</cbc:HolderName>
        </cac:CardAccount>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>

Direct Debit

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode>59</cbc:PaymentMeansCode>
        <cac:PaymentMandate>
            <!-- Mandate reference identifier -->    
              <cbc:ID>XY746351</cbc:ID>
              <cac:PayerFinancialAccount>
                    <cbc:ID>DE75512108001245126199</cbc:ID>
              </cac:PayerFinancialAccount>
        </cac:PaymentMandate>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>