More information about how Payment Means are modelled generally is provided in the Payment Means topic.

More information about Payees is provided in the Payees topic.

Elements

Element	Cardinality	Description
Payment Instructions Group (`Invoice/PaymentMeans`)	0..n	Group of elements that models information about how the payment was made.
Payment Means Type Code (`Invoice/PaymentMeans/PaymentMeansCode`)	1..1	The code that represents the payment method. See UNCL4461 . This can be named in an attribute, for example: `<cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode>`
Payment Means Type Code (`Invoice/PaymentMeans/PaymentMeansCode @name`)	0..1	The means, expressed as name.
Payment Instruction ID (`Invoice/PaymentMeans/PaymentID`)	0..1	The identifier of the payment.
Credit Transfer
Credit Transfer Group (`Invoice/PaymentMeans/PayeeFinancialAccount`)	0..1	A group of elements to specify credit transfer payments.
Payment Account Identifier (`Invoice/PaymentMeans/PayeeFinancialAccount/ID`)	1..1	The identifier of the Payee's bank account.
Payment Account Name (`Invoice/PaymentMeans/PayeeFinancialAccount/Name`)	0..1	The name of the Payee's bank account.
Financial Institution Branch (`Invoice/PaymentMeans/PayeeFinancialAccount/Name/ FinancialInstitutionBranch/`)	0..1
Financial Institution Branch (`Invoice/PaymentMeans/PayeeFinancialAccount/Name/ FinancialInstitutionBranch/ID`)	1..1	The identifier for the Payee's bank or other financial institution.
Card Payment
Payment Card Information Group (`Invoice/PaymentMeans/CardAccount`)	0..1	Groups information about a card payment.
Payment Card Primary Account Number (`Invoice/PaymentMeans/CardAccount/PrimaryAccountNumberID`)	0..1	The Primary Account Number (PAN) of the card used for payment.
Network ID (`Invoice/PaymentMeans/CardAccount/NetworkID`)	0..1	Used to identify the financial service network provider of the card.
Payment Card Holder Name (`Invoice/PaymentMeans/CardAccount/HolderName`)	0..1	The name of the payment card holder.
Direct Debit
Direct Debit Group (`Invoice/PaymentMeans/PaymentMandate/`)	0..1	Groups information about a direct debit.
Mandate Reference Identifier (`Invoice/PaymentMeans/PaymentMandate/ID`)	0..1	Unique identifier assigned by the Payee for referencing the direct debit mandate.
Payer Financial Account Group (`Invoice/PaymentMeans/PaymentMandate/PayerFinancialAccount`)	0..1	Groups information about the Payer's financial account.
Debited account identifier (`Invoice/PaymentMeans/PaymentMandate/PayerFinancialAccount/ID`)	1..1	The account to be debited by the direct debit.

Country-Specific Configurations

The following country-specific configurations use this element:

Portugal: Remittance Information

Examples

Credit Transfer

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode>
        <cbc:PaymentID>Snippet1</cbc:PaymentID>
        <cac:PayeeFinancialAccount>
            <cbc:ID>IBAN32423940</cbc:ID>
            <cbc:Name>AccountName</cbc:Name>
            <cac:FinancialInstitutionBranch>
                <cbc:ID>BIC324098</cbc:ID>
            </cac:FinancialInstitutionBranch>
        </cac:PayeeFinancialAccount>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>

Card Payment

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode name="Credit card">54</cbc:PaymentMeansCode>
        <cbc:PaymentID>9387439</cbc:PaymentID>
        <cac:CardAccount>
            <cbc:PrimaryAccountNumberID>123236</cbc:PrimaryAccountNumberID>
            <cbc:NetworkID>VISA</cbc:NetworkID>
            <cbc:HolderName>Card holders name</cbc:HolderName>
        </cac:CardAccount>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>

Direct Debit

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode>59</cbc:PaymentMeansCode>
        <cac:PaymentMandate>
            <!-- Mandate reference identifier -->    
              <cbc:ID>XY746351</cbc:ID>
              <cac:PayerFinancialAccount>
                    <cbc:ID>DE75512108001245126199</cbc:ID>
              </cac:PayerFinancialAccount>
        </cac:PaymentMandate>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>