More information about how Payment Means are modelled generally is provided in the VRBL: Payment Means topic.

More information about Payees is provided in the VRBL: Payees topic.

Elements

Name (Path)	Cardinality	Description
Payment Instructions Group (`Invoice/PaymentMeans`)	0..n	Group of elements that models information about how the payment was made.
Payment Means Type Code (`Invoice/PaymentMeans/PaymentMeansCode`)	1..1	The code that represents the payment method. See UNCL4461. This can be named in an attribute, for example: `<cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode>`
Payment Means Type Code (`Invoice/PaymentMeans/PaymentMeansCode @name`)	0..1	The means, expressed as name.
Payment Instruction ID (`Invoice/PaymentMeans/PaymentID`)	0..1	The identifier of the payment.
Payment Channel Code (`Invoice/PaymentMeans/PaymentChannelCode`)	0..1	The Payment Channel expressed as a code.
Instruction ID (`Invoice/PaymentMeans/PaymentID/InstructionID`)	0..1	The ID for the Payment Instruction.
Credit Transfer
Credit Transfer Group (`Invoice/PaymentMeans/PayeeFinancialAccount`)	0..1	A group of elements to specify credit transfer payments.
Payee Payment Account Identifier (`Invoice/PaymentMeans/PayeeFinancialAccount/ID`)	1..1	The identifier of the Payee's bank account.
Payee Payment Account Name (`Invoice/PaymentMeans/PayeeFinancialAccount/Name`)	0..1	The name of the Payee's bank account.
Payee Financial Institution Branch Group (`Invoice/PaymentMeans/ PayeeFinancialAccount/Name/ FinancialInstitutionBranch/`)	0..1	Financial Institution Branch group.
Payee Financial Institution Branch ID (`Invoice/PaymentMeans/ PayeeFinancialAccount/Name/ FinancialInstitutionBranch/ID`)	1..1	The identifier for the Payee's bank or other financial institution.
Card Payment
Payment Card Information Group (`Invoice/PaymentMeans/CardAccount`)	0..1	Groups information about a card payment.
Payment Card Primary Account Number (`Invoice/PaymentMeans/CardAccount/ PrimaryAccountNumberID`)	0..1	The Primary Account Number (PAN) of the card used for payment.
Payment Card Network ID (`Invoice/PaymentMeans/ CardAccount/NetworkID`)	0..1	Used to identify the financial service network provider of the card.
Payment Card Holder Name (`Invoice/PaymentMeans/ CardAccount/HolderName`)	0..1	The name of the payment card holder.
Direct Debit
Direct Debit Group (`Invoice/PaymentMeans/ PaymentMandate/`)	0..1	Groups information about a direct debit.
Mandate Reference Identifier (`Invoice/PaymentMeans/PaymentMandate/ID`)	0..1	Unique identifier assigned by the Payee for referencing the direct debit mandate.
Payer Financial Account Group (`Invoice/PaymentMeans/PaymentMandate/ PayerFinancialAccount`)	0..1	Groups information about the Payer's financial account.
Payer Account Identifier (`Invoice/PaymentMeans/PaymentMandate/ PayerFinancialAccount/ID`)	1..1	The account to be debited by the direct debit.

Country-Specific Configurations

The following country-specific configurations use this element:

Examples

Credit Transfer

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode>
        <cbc:PaymentID>Snippet1</cbc:PaymentID>
        <cac:PayeeFinancialAccount>
            <cbc:ID>IBAN32423940</cbc:ID>
            <cbc:Name>AccountName</cbc:Name>
            <cac:FinancialInstitutionBranch>
                <cbc:ID>BIC324098</cbc:ID>
            </cac:FinancialInstitutionBranch>
        </cac:PayeeFinancialAccount>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>

Card Payment

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode name="Credit card">54</cbc:PaymentMeansCode>
        <cbc:PaymentID>9387439</cbc:PaymentID>
        <cac:CardAccount>
            <cbc:PrimaryAccountNumberID>123236</cbc:PrimaryAccountNumberID>
            <cbc:NetworkID>VISA</cbc:NetworkID>
            <cbc:HolderName>Card holders name</cbc:HolderName>
        </cac:CardAccount>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>

Direct Debit

<Invoice>
    <!-- code omitted for clarity -->
    <cac:PaymentMeans>
        <cbc:PaymentMeansCode>59</cbc:PaymentMeansCode>
        <cac:PaymentMandate>
            <!-- Mandate reference identifier -->    
              <cbc:ID>XY746351</cbc:ID>
              <cac:PayerFinancialAccount>
                    <cbc:ID>DE75512108001245126199</cbc:ID>
              </cac:PayerFinancialAccount>
        </cac:PaymentMandate>
    </cac:PaymentMeans>
    <!-- code omitted for clarity -->
</Invoice>